RETURN TO COURSE

The student will gain a comprehe

 

The student will gain a comprehensive understanding of life insurance that will help sharpen his or her skills and abilities needed to provide professional services to his or her clients.

The student will gain an understanding of life insurance from a historical standpoint. He or she will review the different aspects of the life policy and its riders. The student then will learn how the features of the policy are applied to the client's needs through a concept known as needs analysis.

 

The student will review the major laws and tax regulations as they affect life insurance and its uses. The Center allows you up to six months to complete this course.

Unit Title
1 Insurance - History and Myths
2 General Insurance Basics - Part I
3 General Insurance Basics - Part II
4 General Insurance Basics – Part III
5 Life Insurance Basics – Insurable Interest and Indemnity
6 Life Insurance Policies – Term Insurance Part I
7 Life Insurance Policies – Term Insurance Part II
8 Life Insurance Policies – Whole Life Insurance
9 Life Insurance Policies – Variations of Whole Life Insurance
10 Life Insurance Policies – Flexible Policies
11 Life Insurance Policies – Specialized Policies
12 Life Insurance Policy Required Provisions Part I
13 Life Insurance Policy Required Provisions Part II
14 Life Insurance Policy Options and Exclusions
15 Group Life Insurance – Basic Characteristics
16 Group Life Insurance – Provisions and Group Plans
17 Group Life Insurance Underwriting Requirements
18 Life Insurance Beneficiaries Part I
19 Life Insurance Beneficiaries Part II
20 Life Insurance Settlement Options –  Beneficiaries Part I
21 Life Insurance Settlement Options –  Beneficiaries Part II
22 Life Insurance Withdrawal and Dividend Options
23 Life Insurance Policy Riders – Disability-Related
24 Life Insurance Policy Riders Part II
25 Life Insurance Policy Riders Part III
26 Uses of Life Insurance
27 Determining Amount of Personal Life Insurance
28 Introduction to Needs Analysis
29 Needs Analysis Approach Part I
30 Needs Analysis Approach Part II
31 Needs Analysis Approach Part IV
32 Needs Analysis Approach Part V
33 Needs Analysis Approach Part VI
34 Needs Analysis Approach VII
35 Individual Underwriting by the Insurer
36 Individual Underwriting by the Insurer Part II
37 Risk Selection Criteria and Unfair Discrimination
38 Risk Selection Criteria and Unfair Discrimination Part II
39 The Role of the Producer – Part I - Solicitation and Sales
40 The Role of the Producer – Part II - Application Process
41 The Role of the Producer – Part III - Illustrations and Disclosures
42 Insurance System and The Role of the Producer 
43 The Role of the Producer – Part V - Ethics
44 Classes of Life Insurance - Policy Comparisons Part I
45 Premiums
46 Classes of Life Insurance - Policy Comparisons Part II
47 Modified Endowment Contracts (MECs)
48 Taxation of Personal Life Insurance – “Death” Taxes
49 Taxation of Personal Life Insurance Part II
50 Taxation of Business Life Insurance
51 Retirement Concepts I – Qualified Plans
52 Retirement Concepts II 
53 Annuities Part I
54 Annuities Part II
55 Annuities Part III– Taxation Considerations
56 Social Security
57 Federal Regulations Affecting Insurance
58 Federal Regulations Affecting Insurance - Case Laws
59 Federal Regulations Affecting Insurance III
60 Retirement Concepts – Life Insurance in a Qualified Plan