Item Details
Item Name: Insurance Principles
Item #: 235
 Price/ea:  $40.00

Course Objective

Course Objective

This course is designed to provide the student with an overview of the insurance covering the individual. The course covers life insurance, auto insurance, health insurance, long term care insurance, disability insurance, homeowners insurance, and personal property insurance. Then the course covers the National Association of Insurance Commissioner and its role in insurance plus a general review of insurance. The student will gain a strong understanding of the insurance covering the individual. The Center allows you up to six months to complete this course.

Course Outline

Unit Title
1 Life Insurance - Introduction
2 Life Insurance – Applications, Cont’d
3 Life Insurance – Application II, Needs Analysis
4 Life Insurance – Needs Analysis II
5 Life Insurance – Needs Analysis III
6 Types of Life Insurance – Term Life
7 Types of Life Insurance – Term Life II
8 Types of Life Insurance – Whole Life
9 Types of Life Insurance - Variations of Whole Life Insurance
10 Types of Life Insurance – Flexible Policies
11 Life Insurance Policy Provisions
12 Life Insurance Policy Provisions Part II
13 Life Insurance Riders and Exclusions
14 Life Insurance Underwriting and Policy Delivery
15 Life Insurance Settlement Options
16 Auto Insurance – Introduction
17 Auto Insurance – Coverages, Continued
18 Auto – Coverages Continued, Endorsements
19 Auto Insurance Rating
20 Auto Claims and Policy Cancellation
21 Auto Insurance – No-Fault and Handling Risks
22 Health Insurance - Introduction
23 Health Insurance - Classes of Health Insurance Policies
24 Health Insurance – Claims
25 Health Insurance – Claims II
26 Health Insurance – Underwriting
27 Health Insurance – Underwriting II
28 Health Insurance – Group Health
29 Long Term Care
30 Long Term Care – Policy Provisions
31 Long Term Care – Benefits, Exclusions and Regulation
32 Disability Income Insurance - Introduction
33 Disability Income Insurance – Total Disability, Partial Disability
34 Disability Income Insurance – Policy Provisions
35 Disability Income Insurance – Policy Provisions II
36 Disability Income Insurance – Choosing a Policy, Business Uses of Disability
37 Disability Income Insurance – Social Security and Workers' compensation
38 Homeowners Insurance – Introduction
39 Homeowners Insurance – Coverages II
40 Homeowners Insurance – Coverages III
41 Homeowners Insurance – Coverages IV
42 Homeowners Insurance – Perils Insured Against
43 Homeowners Insurance – Perils II
44 Homeowners Insurance – Additional Coverages
45 Homeowners Exclusions
46 Homeowners Insurance - Liability
47 Personal Property - Introduction
48 Personal Property – Provisions Continued
49 Personal Property – Personal Property Floater
50 Personal Property – All Risks Coverage, Watercraft Coverage
51 Personal Property – Watercraft Package Policies
52 Personal Property – Specialized Coverages
53 Personal Property – Specialized Coverages Continued
54 Personal Property – Specialized Coverages III, Personal Umbrella
55 National Association of Insurance Commissioners (NAIC)
56 National Association of Insurance Commissioners (NAIC) II, Insurance Regulation
57 Insurance Regulation Continued
58 Unfair Claim Settlement
59 General Insurance Basics
60 General Insurance Basics II
61 Introduction to Ethics
62 Ethics and the Insurance Professional
63 Agent Authority, Importance of Insurance Ethics
64 Ethics in Sales
65 Ethical Responsibilities – Prohibited Activities
66 Unfair Practices, Code of Ethics
67 Code of Ethics II
68 Insurance Fraud
69 Federal and State Regulations
70 Ethics Concepts and Terms